The Most Rewarding Things In Life Are Earned

**The two (2) Lube-Oil-Filter service benefits provided under the Scotiabank® GM Visa® Card LOF Program include ACDelco oil and filter changes, which are available for redemption upon expiration of the benefits provided under GM’s New Vehicle LOF Program, must be performed at participating, authorized Canadian GM Dealers. Fluid top offs, inspections, tire rotations, wheel alignments and balancing, etc. are not covered. Offer may not be redeemed for cash and may not be combined with certain other consumer incentives available on GM vehicles.

The Scotiabank® GM Visa® Card LOF benefits initially attach to an eligible VIN, for which the original purchaser/lessee is a qualified primary cardholder of a Scotiabank® GM Visa® card; however any unredeemed benefits are transferable during the 2 year/48,000 km redemption period to subsequent purchasers/lessees, regardless whether the subsequent purchaser/lessee is an active Scotiabank® GM Visa® cardholder. Customers are not required to provide their GM Card account number at the time of redemption.

This Offer can be provided to the same primary cardholder of a Scotiabank® GM Visa® card, if they purchase or lease more than one (1) new eligible 2021 or 2022 Chevrolet (excluding Bolt EV or Bolt-EUV), Buick or GMC Vehicle. General Motors of Canada Company and its participating authorized dealers reserve the right to amend, terminate or withdraw their participation in this program in whole or in part, at any time without prior notice. Additional conditions and limitations apply. See dealer for details.

1. With the Scotiabank GM Visa Card (with no annual fee), receive 5% of the first $5,000 of net purchases annually, and 2% of net purchases thereafter as Earnings. With the Scotiabank GM Visa Infinite Card receive 5% of the first $10,000 of net purchases annually and 2% of net purchases thereafter as Earnings. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest. Conditions apply. Please refer to the GM Card Earnings Program Terms and Conditions for details.

2. Earnings1 may be applied toward the Total Purchase Price or lease down payment of any eligible new Chevrolet, Buick, GMC, or Cadillac vehicle. The “Total Purchase Price” consists of the vehicle price (up to the Manufacturer’s Suggested Retail Price), freight and PDI, air tax, and applicable sales taxes. The “Total Purchase Price” excludes costs associated with licensing, registration, insurance, dealer fees, accessories, additional options, extended warranties, maintenance or service plans and other services such as OnStar and SiriusXM.

3. You will earn1 5% in GM Earnings on the first $10,000 of net purchases made annually with your GM Visa Card, and 2% thereafter in GM Earnings on net purchases. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest.

4. You will earn1 5% in GM Earnings on the first $5,000 of net purchases made annually with your GM Visa Card, and 2% thereafter in GM Earnings on net purchases. GM Earnings are not awarded for cash advances, balance transfers, Scotia® Credit Card Cheques, credit vouchers, payments, returns, fees or interest.

5. If you cancel your credit card, your credit privileges are revoked or your account is closed, your GM Earnings must be redeemed within 90 days or they will be forfeited. If your account is not in good standing, GM Earnings are not eligible for redemption. Please refer to the GM Card Earnings Program Terms and Conditions for details. †Instant discount at participating GM Canada Dealerships applicable on eligible Tire Brands when using your Scotiabank GM Visa Card. Offer valid from September 1, 2021 to November 30, 2021. Conditions and limitations apply. Visit www.mycertifiedservice.ca for program details. This program gives customers an instant discount towards the purchase of eligible tires supplied by a participating GM Canada Authorized Dealership when they use the Scotiabank GM Visa Card (No-Fee, Infinite, Business) to purchase a set of 4 tires, maximum 2 sets (8 tires) per GM Card on all Tires (winter, summer, all-season, all-weather, pre-mounts, etc.) in the dealership. In the case of vehicles equipped with 6 tires (dual-wheel vehicles), the maximum 2 sets would be 12 tires per GM Card. This offer is non-transferable. Subject to credit approval. No rain checks available. Accounts must be in good standing to be eligible for offer. Offer valid only on purchases charged to the Account (less any credits, refunds or returns). Instant savings is applied at dealer discretion; dealer might not apply the full amount. This offer may be changed, cancelled or extended at any time without notice. Instant Discount applies to select individuals who are current Scotiabank® GM®* Visa* Cardholders. The Bank of Nova Scotia is not responsible for this offer.